Martin3203 Posted December 2, 2015 Posted December 2, 2015 So I see guys on here always buying from the 24:24, multiple boxes at a time. How do you come up with your cigar budgets? Obviously your bills need to be paid first, but after that, how do you come up with a figure to spend? Sent from my SM-G928V using Tapatalk
tjohn7 Posted December 2, 2015 Posted December 2, 2015 Whatever money is left over after bills and rent goes straight to cigars. 1
Popular Post garbandz Posted December 2, 2015 Popular Post Posted December 2, 2015 It's more that you have the "disposible Income",money you do not need for necessities. Living within your means,so to speak. If you have a wife,disregard the above............ 11
Popular Post xtcat9k Posted December 2, 2015 Popular Post Posted December 2, 2015 Budget? What is this budget you talk about. 6
irratebass Posted December 2, 2015 Posted December 2, 2015 I have a 2nd job from working in a cigar shop.....that's all my "play" $ none of my regular day job $ goes to "play" lol
Martin3203 Posted December 2, 2015 Author Posted December 2, 2015 It's more that you have the "disposible Income",money you do not need for necessities. Living within your means,so to speak. If you have a wife,disregard the above............ Yes I have a wife, she doesn't bust my ass about spending money as long as we have everything paid. She likes spending too so I guess that's a plus for me. Sent from my SM-G928V using Tapatalk
Popular Post ayepatz Posted December 2, 2015 Popular Post Posted December 2, 2015 cigar budget - the total amount of income that can be successfully hidden from the missus. 15
Popular Post potpest Posted December 2, 2015 Popular Post Posted December 2, 2015 Get an idea of how much I can afford to spend then double it. 7
Martin3203 Posted December 2, 2015 Author Posted December 2, 2015 cigar budget - the total amount of income that can be successfully hidden from the missus.She doesn't ask questions like "what are these packages always being delivered to you?" Sent from my SM-G928V using Tapatalk
ayepatz Posted December 2, 2015 Posted December 2, 2015 She doesn't ask questions like "what are these packages always being delivered to you?" Sent from my SM-G928V using Tapatalk Yes, but she has no idea how much they cost. 1
skalls Posted December 2, 2015 Posted December 2, 2015 I'm single. After my bills are paid (mortgage, car bill, electric/utilities, internet/cable) then I look at the damage I've done to my card. If I have the space and a box shows up that I fancy I will buy it. Only time I've ordered multiple boxes were for smaller vitolas. Pay grade doesn't allow for multi double corona box purchases. 1
torsion Posted December 2, 2015 Posted December 2, 2015 I have been terrible this year with budgeting when it comes to the daily 24:24 deals. Worse of all now I don't get them shipped and put them straight into OLH so she not need know unless checking the accounts!
irratebass Posted December 2, 2015 Posted December 2, 2015 I am new to Habanos and my GOAL this year is to try and buy a box a month.
Martin3203 Posted December 2, 2015 Author Posted December 2, 2015 I am new to Habanos and my GOAL this year is to try and buy a box a month. I like the way you think! I would like to do the same for the new year. Sent from my SM-G928V using Tapatalk
Martin3203 Posted December 2, 2015 Author Posted December 2, 2015 use part of the 80% in the 80/20 rule? What's the 80/20 rule? Sent from my SM-G928V using Tapatalk
DropTopDee Posted December 2, 2015 Posted December 2, 2015 What's the 80/20 rule? Sent from my SM-G928V using Tapatalk Save 20% and live off the other 80% of your income Sent from my HTC One using Tapatalk 1
garbandz Posted December 2, 2015 Posted December 2, 2015 Save 20% and live off the other 80% of your income Sent from my HTC One using Tapatalk But that is Un-American.... 2
DropTopDee Posted December 2, 2015 Posted December 2, 2015 But that is Un-American....We love to spend money 1
moryc Posted December 2, 2015 Posted December 2, 2015 We have our "allowances" that we are entitled to from our budget. She buys clothes, shoes, purses, makeup, nails and all that stuff, I buy cigars. Separate credit card that she does not have access to, so there are never any questions about the pricing. Standard answer is between $100 and $150 per box. Some things are better kept secret 2
ElAbogado Posted December 2, 2015 Posted December 2, 2015 $4-5K/year I wouldn't say this is my ongoing annual budget, but probably about what I've spent this year. Being new to Habanos, I tried various brands then bought boxes of what I liked - trying to scale up quickly and build up a decent stock for enjoying and aging. Problem has been I've liked pretty much every CC I've set flame to haha. I don't anticipate spending nearly that much in 2016 now that I have a solid stock. Plus I'm only a 1-3 a week smoker, less in the dead of winter and summer. 1
Fugu Posted December 2, 2015 Posted December 2, 2015 Sorry guys, I am responsible, first come the necessary things - then the spending for cost-of-living.... 2
Habana Mike Posted December 2, 2015 Posted December 2, 2015 You can back in to a basic budget by calculating how many cigars you smoke a month and then double (or triple) that number. Divide by 25 and multiply by $200. That should give you a rough figure to support both your smoking habit and setting aside some to age. 1
capitalpg Posted December 2, 2015 Posted December 2, 2015 No budget really as I just buy what I wish. However, I've never been one to spend/live beyond my means...
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